Travel Insurance For Fiji: A Guide

According to the latest on the Fiji tourism official site, travel insurance is recommended. It is not compulsory. “Regardless of where you’re travelling, things can go wrong and that’s as true for Fiji as anywhere else,” says Doug Skoog, Head of Brand at Freely Travel Insurance.

Fiji has extremely high exposure to tropical cyclones, floods and landslides. These are most common during the wet season between November and April, but they can strike at any time of year.

According to the Australian government’s travel advisory website Smart Traveller, the usual safety precautions should be taken in Fiji. At the time of publishing, the travel advisory places Fiji on the lowest of four risk categories.

Nonetheless, Smart Traveller notes that opportunistic crime occurs in Fiji and includes robbery, theft and violent assault. It recommends being extra cautious in the capital of Suva after dark.

Fiji has extremely high exposure to tropical cyclones, floods and landslides. These are most common during the wet season between November and April, but they can strike at any time of year

Furthermore, even in a country like Fiji, where the cost of living is lower than Australia, medical bills can be very expensive and standards of healthcare may be lower. If you need to be evacuated to a nearby country for specialist treatment that is not available locally, the costs could run into tens of thousands of dollars.

Having travel insurance provides peace of mind and the specific benefits can include coverage for cancellations and changes, medical expenses and emergency repatriation or evacuation. Travel insurance can also provide coverage for things like lost, damaged or stolen luggage.

Some travellers mistakenly assume that the Australian government will pick up the tab in the event of an emergency arising when a citizen is overseas, but this is incorrect. This occurs only in the most exceptional circumstances.

Related: Travel Insurance for Bali

Source: forbes.com

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