Tips for Travel Insurance: What to Do and What to Avoid

Protect Yourself and Your Wallet: Essential Tips for Buying Travel Insurance

As winter approaches, many of us are eagerly planning our holiday getaways. Whether you’re jetting off to a snowy wonderland or escaping to a tropical paradise, it’s important to take precautionary steps when purchasing travel insurance. Winter holidaymakers need to ensure they’re protected from any financial losses that may occur during their trip.

With the help of travel insurance comparison experts at, we’ve compiled a list of do’s and don’ts to consider when it comes to buying travel insurance. These tips will ensure that you have the right coverage and peace of mind during your winter adventure.

Don’t Overlook Pre-Existing Conditions

One of the most common mistakes travelers make is overlooking their pre-existing medical conditions when purchasing travel insurance. It’s crucial to disclose any pre-existing conditions you may have and ensure that your policy covers them. Failing to do so could result in your policy being voided, leaving you vulnerable to financial losses.

Don’t Ignore Travel Advisories

Staying updated with the latest travel advisories and guidelines is essential. It’s important to follow the advice issued by relevant authorities and avoid traveling to destinations against their recommendations. If you choose to ignore these advisories, you may not be eligible to make a claim if any issues arise during your trip.

Don’t Forget EHIC / GHIC Cards

Before embarking on your winter getaway, don’t forget to pack your EHIC (European Health Insurance Card) or GHIC (Global Health Insurance Card). These cards allow you to access medically necessary state-provided healthcare in Europe at a reduced cost or sometimes for free. Make sure your card is up to date to avoid unexpected medical expenses.

Important Points to Remember

When purchasing travel insurance, there are a few important points to keep in mind. First, make sure to keep all documentation related to your trip, including medical records, receipts, and notices of cancellations. These documents will be crucial when submitting a claim. Additionally, it’s essential to buy a policy that includes coverage for Covid-19. Although the pandemic may seem like a thing of the past, it’s still possible to contract the virus during your holiday, and having coverage will protect you from any financial impact.

Expert Advice from Helen Rolph, Travel Insurance Comparison Expert

“The pandemic has made many of us nervous to travel, but it’s important to protect yourself against trip cancellations or interruptions,” says Helen Rolph. “When shopping for travel insurance, make sure to compare different providers for the best deals and check if they include Covid coverage. However, don’t assume that the policy will protect you from all Covid-related issues. It’s crucial to know exactly what’s included in the policy to avoid any surprises later on.”


As you plan your winter holiday, don’t forget to prioritize travel insurance. By following these do’s and don’ts, you can ensure that you’re adequately protected from any financial losses that may occur during your trip. Take the time to compare policies, understand the coverage, and keep important documentation. With the right travel insurance in hand, you can enjoy your winter getaway with peace of mind.

About is a leading provider of travel insurance comparison services. Whether you need travel money, business travel insurance, or backpacker insurance, can help you find the best options. Visit their website to compare policies and secure the right coverage for your next adventure.

Leave a Reply

Your email address will not be published. Required fields are marked *